Making a change in your real estate journey can seem daunting, but breaking it down into manageable steps can help you achieve your goals. Here’s how to set and accomplish your real estate goals effectively.

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1. Stop and Reflect
Before diving into any changes, it’s crucial to pause and assess your current situation. Identify one specific habit or mindset you need to change. Whether it's curbing impulsive spending or shifting from a fixed to a growth mindset, pinpointing this change is the first step toward progress.

2. Start with Financial Understanding
Understanding your finances is the foundation of setting realistic real estate goals. Begin by getting a clear picture of your financial situation. This includes:

• Creating a Budget: Use resources like the monthly budget planner from Home with Kelsey Isaacson to track your income and expenses.
• Tracking Debt: Utilize tools like the Debt Payment Tracker and Debt Snowball Tracker to manage and reduce your debt.
• Building a Rainy Day Fund: Set aside money for unexpected expenses to ensure you’re prepared.
• Savings Challenge: Engage in a $10,000 Personal Savings Challenge to boost your savings and prepare for future expenses.

3. Prepare a Detailed Plan
Once you have a handle on your finances, it’s time to prepare a concrete plan for homeownership. Consider the following expenses and savings goals:

• Closing Costs: These can range from $0 to $10,000 depending on your situation. This includes fees associated with finalizing the sale.
• Down Payment: Typically, this ranges from 0% to 20% of the purchase price. Aim to save as much as you can to reduce your mortgage payments.
• Earnest Money: Usually between 1% and 3% of the purchase price, this amount is included in your closing costs.
• Inspection Costs: Budget around $400 to $600 for a home inspection to ensure the property is in good condition.

4. Follow Your Plan
With your budget and savings plan in place, it’s crucial to stick to it. Regularly review your progress and adjust as needed. Consistency is key to staying on track and reaching your financial goals.

5. Achieve Homeownership
Remember, achieving homeownership is a process that happens one step at a time. Set realistic goals, and tackle them one day at a time. With patience and dedication, you can accomplish any goal you set for yourself.
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By breaking down the process into these actionable steps, you’ll find it easier to navigate the path to homeownership. Use the resources available to you, stay disciplined, and keep your end goal in sight. Contact Kelsey Isaacson to help you begin your real estate journey! 

Thinking of buying a home but you're not sure where to start?...

• Travel in style 
• Short and sweet - only 1 hour 
• See a couple of local homes
• Chat about what it takes to get things moving 

Sign up today​ for more information on our next Tacoma Bus To Move Tour! ​

This video includes footage from our last Tacoma Home Buyers Tour. We had so much fun and are looking forward to hosting another event coming up in April. If you would like to learn more about these events please RSVP through our EVENTS PAGE. 

WHAT: Tacoma Home Buyers Bus Tour
WHEN: Saturday, April 22, 2023 10am - 3pm 

This tour offers a home buyers course that is 100% FREE. 

Everyone is welcome to attend. Whether you want to buy a home in a few months or a few years, this is a unique real estate experience that you won't want to miss. Kelsey Isaacson (Theory Real Estate) and Kelli Smith (Movement Mortgage) will teach you the ENTIRE home buying process.

The Tacoma Home Buyers Bus Tour will include education and entertainment

• How to prepare for home ownership
• Everything you need to know about financing 
• A tour of several local homes
• Lunch from a local vendor

RSVP today for our April 22nd Tour or for an upcoming outing on our EVENTS PAGE

Kelsey Isaacson was interviewed by Theory Real Estate based in Tacoma, Washington.